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However BAC is not a bubble tech company!!!

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I'm glad you point that out... I think BAC is one of the safest companies you could possibly be investing in for 401K, and if the shares are DRIPed, a whole spanking lot of money could be made in the 30 or so years to retirement. You start looking for an exit point when you get close to 60, not worry about the stock price in your 30s.
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