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However, my brokerage (Fidelity) does not appear to offer CD products.

Are you sure about that? Several years ago I bought CD's within my Fidelity brokerage account. Supposedly they found you the best rate (although you can probably do better do a search yourself.) Perhaps they don't offer this service any more. As I recall, I did it via the rep in my local Fidelity Investor Center rather than over the web.

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