Skip to main content
The boards are getting a new home!

We're pleased to announce an update is coming to the community boards.

Sunday, September 25th: We are migrating the boards to a new platform. The site is currently in read-only mode and we will bring it back online as soon as the migration is complete. | The Motley Fool Community
This Board Has Moved

This board has been migrated to our new platform! Click below to continue the discussion on the new site.

Go to the New Site
No. of Recommendations: 1
I agree bonds are not "safe". But they supposedly can smooth out the ride when you no longer have to hit home runs. I already did well, and had enough to retire this year. I don't need any more "swing for the fences". I just need not to lose it all. (I had a coworker who retired wealthy, but didn't adjust his risk-taking, and ended up back in the office about two years later because he was broke.)

I'm still mostly stocks, with some bonds in a 2030 target date fund. Overall, the bond amount in my portfolio is trivial. My biggest concern is that about 60% of my assets are in my ESPP (i.e. ONE stock). I need to diversify that without taking a huge cap gain hit. Which I think I will be able to do now that my ordinary income is near zero.
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.