We're pleased to announce an update is coming to the community boards.
Sunday, September 25th: We are migrating the boards to a new platform. The site is currently in read-only mode and we will bring it back online as soon as the migration is complete.
This board has been migrated to our new platform! Click below to continue the discussion on the new site.
I agree bonds are not "safe". But they supposedly can smooth out the ride when you no longer have to hit home runs. I already did well, and had enough to retire this year. I don't need any more "swing for the fences". I just need not to lose it all. (I had a coworker who retired wealthy, but didn't adjust his risk-taking, and ended up back in the office about two years later because he was broke.)I'm still mostly stocks, with some bonds in a 2030 target date fund. Overall, the bond amount in my portfolio is trivial. My biggest concern is that about 60% of my assets are in my ESPP (i.e. ONE stock). I need to diversify that without taking a huge cap gain hit. Which I think I will be able to do now that my ordinary income is near zero.
Best Of |
Favorites & Replies |
Start a New Board |
My Fool |