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I agree with MarkOYoung, but do not look at the last 3 months performance. Look at the stocks that make up the funds. They are the fund. Look at how much cash is held, turnover,fees and management. Historical prices have no bearing on future returns. Research the underlying stocks and use all these to determine the best picks for you. Notice that many of the funds will hold many of the same companies, therefore you will not be as diversified as you may think.
And remember, most funds are doing poorly in this market, riding it out may be your best option - and buying more, cheaper!

Ak, doing much better with stocks, but am buying my funds low, in the hills north of Fairbanks.
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