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I agree with Tabbone. It sounds like this guy seems less concerned with EDUCATING you than getting a larger piece of your money.

If you put your money in a mutual Fund that is not labeled "IRA," it will be easier for him to move you out of it some time in the future and move you into something else. Remember, every time you move that money, he takes a piece.

I'm pretty new at this stuff, too.

Good Luck.
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