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I agree with you; the way the article is laid out, i.e. the examples of people coming early, you could possibly lose a ton of you investment while you were waiting for the RYDEX to pick back up when techs tank. Since even Warren Buffett has been 6+ months off on picking the timing on the market's ups and downs, i think it's safer no stay away from trying to time the market with the RYDEX and stick to the basics of long-term investing.

RYDEX seems like a short-cut to make some money on a possibly very-short market downswing and really doesnt seem to hold any long-term value b/c once the tech sector picks up again (which it obviously will), then you would reverse all of those gains if you stayed with the stock.
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