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No. of Recommendations: 1
I also advocate looking at the insurance you already have - including that provided by your credit card, your carrier (for luggage), your personal car and homeowner's insurance. Never include the refundable portion of your trip in the total of trip cancellation/interruption insurance. Assuming you are comfortable with your existing coverage for trip cancellation/interruption, consider taking out a policy with $0 (or $500) value for the length of your trip - primarily to get the foreign medical coverage (I happen to use Allianze for this, but others are probably similar) as the cost is pretty nominal.

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