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I also don't agree with that point as houses DO NOT appreciate in value: they inflate. BIG difference.

"Appreciate" means an increase in real value. Houses do not do this.

Need proof? So your house is now worth $50K more than when you bought it. Sell it. Guess what you can buy now? One just like it; NOT one that costs $50K more (unless you're foolish enough to simply add debt to your life for a larger, nicer house).

Why? It INFLATED ... along with all the houses just like it within a 50-or-so-mile radius.

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