No. of Recommendations: 3
I am looking to get protection from the great American past-time of suing for profit. One of the things I will be doing is computer repair and setup. I will be doing this mostly for individuals and small businesses. I will also be setting up a web site (at least one) for selling products and affiliate type sales.

Selecting a business structure is important and others here can advise you on the advantages/disadvantages of the different options.

Depending on what type of "protection" you seek, every business structure will come short.

Even if someone files a lawsuit against you that has a 5% chance of success, you still have to incur costs to prepare to defend yourself, devote time to the matter, etc.

Most small businesses purchase general liability insurance along with some combination of professional liability or completed operations insurance. Typically, the insurance company will hire an attorney to defend you and pay any judgements/settlements, up to the policy limits.

Along with selecting a business structure, sit down with a knowledgeable Independent Insurance Agent to discuss your needs.


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