Skip to main content
No. of Recommendations: 0
I am using the substantially equal periodic payments with an annual distribution. I value my IRA on Dec. 31 and base the distribution on that amount. I believe I have seen IRS rulings which allow different valuation dates, but the date must remain consistent from year to year.

If you are doing monthly distributions you could base them on a Dec 31 valuation date for 12 months then recalc for the following year using the next year's dec 31 valuation.

Pixy might be able to shed some more information on this.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.