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No. of Recommendations: 0
I applied for the card online and they said they couldn't give me immediate approval but they would mail their answer.
*****
I think that "We can't give you immediate approval" really means "you've been turned down, but we can't tell you why 'cause the Internet is so insecure, so we'll mail you with our reasons."

And yes, since credit card denials are noted on your credit report, they would know that you're entitled to your report. If you've already made the copy of the letter, then go ahead and send it along with your request - might as well not waste it. But they should already know.

- Kilbia
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