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I appreciate reading your responses, as I am also contemplating retiring early, at 53. I have one question for those who have retired early, what was your ideal withdrawal rate? Also how did you handle your medical coverage?

I took a buyout package from my company at age 50 and then worked as a temp for three years retiring at 53.

I had enough time at my employer to qualify for their early retirement program which included participation in their group health insurance program. Initially it was inexpensive but became costly at age 60. But I had coverage.
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