No. of Recommendations: 2
I assume from your post that your IRA is in some kind of account with limited or no choices. If the choice(s) available in the current account aren't performing up to your expectations, I would definitely choose option 3, move the account to a different brokerage with more or better options. A Vanguard account is a good option, with a broad based index fund like the S&P or total market index.
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