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I can understand why you're baffled. You're not following the conversation. As the discussion progressed--or in this case regressed--it was decided (by me) to make it easy(er) for someone to do their alleged back of the envelope numbers, which did not include draw down.

Heh. I have been following the thread, and that's why I'm calling BS. Last week you said specifically that you wanted a 20 year draw down. When you didn't like those results, you decided today you didn't want to include the 20 year draw down. But Ray already provided the numbers up to the draw down date. No need to make it easier, the work is already done. You can scroll up and see them, but you won't look.

I will hand it to you, you're consistent. The goalposts are consistently moving.
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