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I cannot invest in ETF's in the context of my current accounts. It does look like Vanguard would let me do so if I did an "in kind" transfer to a brokerage account. Poking around the Vanguard website I see ETFs in bonds and stock, but nothing else (weird?). Poking around the Fidelity website I see tons of ETFs in sector, region, and style / capitalization.

As far as commodities, check out GSG. It is an ishare for broad based commodities index. Similar to IVV for domestic large cap SP500. Still along that vein, IYR for Dow Jones REIT index and EFA for international.

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