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I confess that several years back I had Part D, but I found the premium was more than the meds I was on -- generics -- so I halted it.

Thank goodness you are relatively healthy and can be treated with low cost generics.

In this era, I would say being self insured for meds is a risky maneuver. Yes, you can save money by not insuring, but the end result could be far different.

Good luck!!
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