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I decided that my bill paying schedule would match my payday schedule, not necessarily just what's printed on the bills.

Hi Diana, I don't actually "pay" bills anymore; they mostly are on auto-debit or some such, depending on the bill. What I have is a calendar with the predicted debit dates for each bill & then just update the check book each day, cross-referencing the two to be sure nothing is amiss. But maybe I can take you payday idea & do some filing every payday.

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