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I did it and it's really a great program. I had to hound them with letters about three or four times, asking them to put me on this program. They finally relented and after 12 months of paying I was no longer in default. Unfortunately, I did have to correct my credit report after I had the loan rehabilitated (which was pretty easy- I did it online), and I am having an awful time trying to get them to track down and REMOVE the fees they promised. If anyone had the same problem, let me know what you did.
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