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I didn't know that you could contribute to a 401k after taxes. At least I didn't have that option. But if that plan is available to you, I can only say that it depends on your situation or more likely what you plan your future situation to be. Withdrawals from a 401k normally happen after age 59.5, at some future point when hopefully you are taxed at a lower rate. Now if you contribute after taxes(?), similar to ROTH... Is your empolyer contributing a % to your 401k as well? I believe there are regulations on how this works and I still don't understand "after taxes option". But that is why I'm here to learn. Sorry to ramble and having a quick answer. I'm going to look for more replys to your question.

HaGD, L2
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