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I do business over the net daily as do my employee's, but in the matter of health insurance as well as business insurance I still feel the need and want to stay local. On the matter of term life go for it out of area.

Health insurance for our business is purchased through the chamber of comerce under the group plan giving us some benifits in drugs and office calls that are hard to beat.

You may wish to shop the other orgs. in your area such as home builders and such viewing the group plans and what they have to offer.

I understand price cutting but in many cases small business owners shop to death the $$ signs and forget all about bring more value to the business by learn how to bill more hours or raising the value of the hours to bring in added sales dollars.

In most cases $30-40 in saving is not going to matter as much as having that local agent to field your concerns down the road.

sameally
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