Skip to main content
No. of Recommendations: 0
I don't see how any of this is caused by Covid. If a portfolio isn't resistant to being "blown up" by low interest rates, it's been in trouble for longer than 2020. If a portfolio can't withstand a 3-month pullback, or a longer mild slump (S&P500 down like 3% YTD), it's not realistically going to survive very long.

If your risk tolerance requires *that* much in T-bonds (which will trail inflation), OF COURSE you will have to hold so much in assets that you're 99% likely to enrich your heirs.

A decade ago, I realized that it would be better to engineer my situation (investments, job, location, etc.) to accommodate many kinds of generic knocks/disappointments/setbacks, rather than to try to guess what's coming next and defend against that possibility (or try to exploit an anticipated good thing that may not materialize).
Print the post  

Announcements

What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.