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No. of Recommendations: 8
I don't see why not unless there are some custodial issues if the kids are minors.

The issue in this case isn't whether the kids are minors or not. (There are issues with minors inheriting IRAs, but they aren't pertinent in this case, since the OP's husband presumably isn't a minor.) The issue in this case is, only the owner of the IRA can change the beneficiaries. The owner (OP's FIL) is dead, so he can't make any changes.

The OP's DH is the beneficiary of the IRA, not the owner. There is a very large difference. If the OP and her DH wanted their kids to inherit her DH's portion of the IRA, they should have discussed that with the OP's FIL while he was still alive and able to make changes. If the children are minors, DH could have been appointed to be the custodian of the IRA for them.

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