No. of Recommendations: 2
I don't think that most people who take SS at age 62 (or disability earlier) really have that much choice about it, so what they wish they could do or could have done really doesn't matter.

A few people might have been able to slog on at work a couple more years if they were really forced to, but that doesn't mean they'd be any happier or healthier if they had, and they might well have reduced their lifespan by trying that route. Stress is a killer.

Anyhow, counterfactuals are tricky things, and "if you could have" polls are kind of bogus.
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