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I don’t suppose it’s possible to file separately and throw just myself into a lower tax bracket? Something tells me no.

You could always try it in some tax software and see. But it's unlikely, since MFS brackets are, at best, 50% of the MFJ brackets, and some rules, like IRA contributions, are much more restrictive for MFS - the Roth contribution income limit for MFS is $10k.

AJ
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