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I found his Roth conversion ladder interesting as well.

This concept also allows one to dial in their precise income for the year to maximize tax and other benefits available. For example for Obamacare, as you can "select" your total income in late December to meet whatever the best subsidy level available was you are using.

Republic Wireless phone plan. $25 per month for a smart phone plan.

I am interested in this as well. I don't yet have a smart phone, but would be interested in this plan as well.

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