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I got a late start, but yes it is up. I should have started earlier, just like I should have set up a trust YEARS ago instead of last year.

Like everything, it took a hit during the 2008 crash, but it's more than made it all back. It's up about 40% (give or take). I opened it just as the market was crashing (July), so it spent at least the first couple of years underwater.
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