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I happen to believe that you don't buy a fulfilling retirement—you have to create it. And with some creativity it can be built just as well on a small budget as it can on a large one.

This seems to be the heart of the matter. Maybe the reason this board gets much less traffic than other retirement boards at TMF is because most retirees on TMF don't have a small budget. And BTW, what is a small budget?!

On one hand, I think of my budget as small because I am a penny-pincher about things that shock some people--they assume I must be poor indeed since I cut my own hair, don't eat out much, constrain my spending on utilities, rarely buy clothes/accessories/housewares since retiring, and share 1 car with my husband. But that's in part so I can shop at Whole Foods, host dinner parties, own an RV, and afford pricy nutritional supplements--and trips to visit my children/grandchildren.
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