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I have a spreadsheet that I developed for budgeting purposes that includes everything that might possibly apply to my life as far as categories.

I also developed a spreadsheet that calculates interest rates and payments for credit cards and other interest charging loans (which you can also use for interest BEARING stuff).

If you're interested, I'll be happy to email it to you.
(and explain how to use it). I even put ALL my credit cards and loans on one page and figured out EXACTLY how much in debt I was -- now I can see how much it goes down every month!

Please respond to me at
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