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No. of Recommendations: 0
I have never dealt with Citibank as far as checking and savings
accounts go. However, I do know that Citibank is famous for watching
over your money (checks, cards, accounts, etc.) like a hawk. I would
have to say that Citibank is probably the best at detecting possible
fraud immediately.

I do know that there is a $25.00 closing fee for closing the account
before 90 days have passed. However, even then, you would be ahead:

Closing account early:            Paying the monthly fee:
Bonus ........ $150.00            Bonus ............... $150.00
Closing fee ..   25.00-           Fees for 3 months ...   28.50

"Earnings" ... $125.00            "Earnings" .......... $121.50

In either situation, you would come out ahead. EZ Checking requires an
average balance of $1,500 to avoid a $9.50 fee, so if you can
leave that amount in the account, then you would come out ahead by
$150.00.

You might find that you like Citibank. In my opinion, you have nothing
to lose.

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