No. of Recommendations: 2
I have no links or connections with any of the cards in the Wallet app to any bank.

When I have made purchases through the ApplePay say at McDonalds, they end up charged to my default credit card in the Wallet app. When the statement from the credit card company comes, I pay via AutoPay the statement amount. That payment is "automatically" drawn from my bank checking account. i.e. I asked the credit card folks to pull funds from my checking account.

At this point I have had zero contract with or seen any way to have contact with Goldman Sachs about paying for charges on my Apple Card.
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