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I have researched this question, web site after web site. I can't find the answer, so I just thought I'd ask.

My wife does not have earned income. She has an IRA from a qualified 401k roll over. We have no intent to ever roll
it back to another qualified plan so I am not worried about keeping it's qualified status.

I want to contribute $2,000 to her IRA without having to set up a new IRA account. The fool site on IRA's list ten
types of IRA's, Spousal IRA is one of them. We qualify for that type of an IRA for her contribution.

My question is, can I contribute her spousal $2,000 to her existing qualified IRA rollover account instead of having to
set up an specific spousal IRA account? I really do not want another investment account to track if I can avoid it.


Good thing Congress is making the tax laws simpler. You might have had to hire a CPA to help you out.

You can put the 2,000 in the existing IRA.
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