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No. of Recommendations: 2
I have to echo what RAD said...why? The car rental/hotel will place a hold on your cash. *Your* cash.

Sometimes the balance of the holds is a lot more than the final charges would be. I recently stayed in a hotel that was direct billed to a company and they only needed my card for incidentals. I got an alert from the CC company for a $500 charge plus "card not present". I checked and it was the hotel. The front desk told me that the authorization would only be $25 but whoops! it went thru differently. It all got cleared up in the end but if this had been a debit card, I'd be ticked at having $500 unavailable for 2-3 days. Oh, and the gas station always puts thru an authorization for $100 that eventually goes to the actual amount (~$50) in a day or 2.

I use a credit card for renting cars partially for the money hold issue but also because there is additional insurance provided by my card company for a rental. I pay the card off and in the end it really is little different than paying cash except that I see using a CC as lower risk than a debit card.
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