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I have two motivators: my parents, and my in-laws.

My in-laws (divorced) will never be able to stop working, as far as I can tell. My FIL, age 58, is self-employed in furniture repair and antique refinishing. He has no medical insurance. He owns his home, but it is TRASHED. Disgusting. He has little motivation to take care of himself or his home. He once told my DH that if he ever became unable to take care of himself, he would commit suicide. No, thank you. He seems content with his life, and has friends nearby that he hangs with, but he also works every single day in his shop.

My parents are the opposite end of the spectrum. My dad retired at age 53. They have since bought an RV and travel all over the place. They were able to relocate back to their hometown to take care of my grandparents when they became disabled. They are part of a camping club and have friends all over the country.

My parents paid cash for a home near some of my siblings. Everyone descends on their house without warning. There is a big swingset and sandbox in the backyard for the grandkids. Two refrigerators and a pantry full of food all the time. Dad's garage is perfectly organized, and he built shutters for my sister's house. They sometimes pick up my niece from school. When I call mom, I can usually hear my nieces and nephew in the background, having fun without me.

This is the life I want. I just have to figure out how to get there.

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