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I hit 'submit' before I'd actually typed out my response :-)

True, and I have already taken some of that into consideration. I should be able to retire at the end of 2016, but will actually work through til the end of April because more of my options vest in mid-April, and I don't do much over the winter, so working a few more months for some extra income makes sense.

It can be difficult to take the big plunge and actually quit a job you like, but reserves give you the flexibility to pick your time.

I am so ready to pull the trigger, but I do want a bit more savings and so will work another couple of years. Although I do like what I do, I am more than ready to move on to another phase of my life.

It has taken DH much longer to get comfortable with this, but that's because he is self-employed, and has effectively been semi-retired for several years now. As he can pick and choose his jobs, and he can decide when he wants to work, it is hard for him to understand that people actually expect me to be at work 5 days a week, and I cannot just come and go as I please. For me, it will be a hard stop. For him, he will continue on as he is for a bunch of years into my retirement.

We're actually meeting with the financial planner in the next couple of weeks to have a second opinion on the plan, and see if I have missed anything. We both sort of expect him to say we can retire now, but I'm not comfortable with that, so it is another 3 years for me.
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