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I hope that I will never choose to be the ant that makes fund of the grasshopper. Rather, I want to try and teach the grasshopper how to prepare for the worse,...

To mix allegories a bit, teaching a pig to sing wastes your time and annoys the pig.

Those grasshoppers who presume entitlement without responsibility and without lifting a finger are going to need government thugs to pry my hard-earned savings out of my clenched fists. Congress will provide the aforementioned thugs.

...but if he doesn't listen, I want to be there with the resources to help him.

If he doesn't listen, there's somebody else in a comparable predicament who will, and that's who I'm inclined to help. If you give money to a spendthrift you're giving alcohol to a wino. That's no charity. Throwing good money after bad makes no more sense in charity than it does in investing. If that tags me as cynical, so be it.

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