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No. of Recommendations: 1
I hope your daughter--and her spouse, if there is one--have stopped charging their CCs altogether. It would be even worse to have another growing CC bill on top of this one. (And if her debt was due to medical care, pls forgive my impertinence-)

Has DD made a budget for herself/family? Even if your daughter thinks she cannot snowball to get rid of this debt sooner, or set aside money for occasional bills that so often do people in (Christmas gifts, car repairs, dental care, clothing for growing children…), there's very likely discretionary spending that can be reduced--even necessary spending can often be reduced.

I don't know your daughter's age, if she's employed or not, or if she's a mother, but most people can usually find a little time & energy to do odd jobs even if a full time or second job is out of the question.

I wish her good luck!
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