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I just have to convince myself that we have saved lots of money over the last five years and that now that money will now get a chance to grow. You know that example everyone always mentions, where one person saves $2000 a year for ten years and the other person waits 10 years to start saving? I'm hoping by saving so much before having children, that it won't hurt our FIRE goal too much to have me out of the workforce for awhile.

What do you think?


While reading your post, I was thinking the same thing as your last paragraph states. You've done so well. I don't know your ages but it sounds like your are both in your upper 20's or early 30's. Well done.

Take a few years and enjoy your children. Don't fret over it. If your husband's income stays pretty much the same, you most likely will have to cut back more on the investment contributions. Kids get more expensive with each passing year. Expect it and don't fret.

If your current assets (and they are substantial at your ages) continue to grow, you may even decide that you never need to get back into the work force.

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