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2 months ago my FICO hit 850. No where to go now but down.

I don't know that I have ever posted on this board before, and if I did, please accept my apologies. My oldest friend told me you guys would get this, why I am proud of it, and that it really is a big deal.

When I first came to this site, I was 25 years old, living with my parents, and $20K in debt not counting a car loan for almost that much. It was due to nothing but poor life decisions and a complete lack of understanding of money and how it works.

23 years later, this has happened. I have also own a home which I will have paid off by Q1 2020, I paid cash for my last 2 cars which were bought new, and I have a decent retirement account which will be kicked into overdrive once the house is paid off. Life is good. Great most of the time, in fact.

Did I come here to brag? Of course I did. But I also came here to say "thank you." I spent most of my time here making fart jokes and basically being a troll. I used to laugh at the people who washed ziplock baggies, stole ketchup packets, and reused paper towels, but in between that were many great lessons in personal finance and living frugally where it made sense. The lessons did sink in, a little bit at a time.

I just wanted to let you all know that...at least the few of you who are left.


R0TJob
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