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No. of Recommendations: 4
I just thought as an authorized user of high limit cards (paid in full each month) she would build up a good credit score.

She needs her own credit card(s) and bank account. Actually there was a good article in today's WSJ Journal Report - How to Prepare Financially for the Death of a Spouse - that you both should read.

As for issues for women - not true and actually not legal for a long time. She might want to go to nerdwallet.com to check out best choice for her first credit card.

BTW, you may have thought the mortgage was in both names but it was likely only reported in yours, especially if yours was the only income used to qualify for it.
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