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No. of Recommendations: 2
I keep enough cash in checking to last 6-9 months cash, if I go hard core LBYM, that would stretch a couple more months. This is somewhat variable as this is my "daily living" cash. 😀

I have a variable amount of cash in a brokerage - between 1-2 years worth normal expenses, 2.5 to 3 under duress? I use this for "stock market opportunities" and for large, planned expenses.

I also have a years worth of credit on CC. Yeah, I know, that's NOT allowed, but I'd use it if push came to shove.

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