No. of Recommendations: 4
I know he said no house payment, but he might have meant no mortgage, but he's paying rent.

Yeah, maybe. Or he could be living rent-free in a house owned by his father, who he seems to be expecting money and/or a house from when his father dies, if not sooner.

When someone who does pay rent says something like "I have no house payment" while not mentioning "I pay rent" - that's just another point in favor of the "have no grip on financial reality" score.

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