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I know that when I was out of work for an entire year and we effectively had no income coming into this house beyond unemployment, my kids still did not get anything in terms of financial aid except the Stafford (?) loans to which all students are entitled.

Did you or the kids have substantial non-retirement account savings? What in the EFC formula tripped things up, or was it the school they were going to? It is a strange fact of college life that you can go to an expensive school like Princeton and pay little, or a state school, particularly and out of state state school, and pay through the nose.

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