No. of Recommendations: 1
I like your credit freeze idea. Is there an easy way to do this with all three credit agencies in one go?

Unfortunately no. See, the Credit Reporting Agencies don't want you to do this. Freezing your credit cuts down on the revenue they generate by customers (i.e. creditors) mining your data to generate offers for credit cards, mortgages, etc. Consumers aren't seen as customers, despite their attempts to make money off us with useless credit monitoring services, misleading credit report sites and overpriced credit scores, so while they are willing to take some steps to appease Federal regulators (annualcreditreport.com, credit freezes), they don't want to make it too easy for you to freeze or thaw your credit.

Never-the-less, all three accounts can be frozen online inside of half an hour. Check out Clark Howard's guide to freezing and thawing your credit:

http://www.clarkhoward.com/news/clark-howard/personal-financ...

Fuskie
Who notes some states set the rate as little as $3 per CRA and some are even free to thaw, so check out the regulations for your state...
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