No. of Recommendations: 2
I listed a (no loan) car on Craigslist. I have some experience here and can navigate those waters.

I've also bought and sold cars on CL, it's great for that. If there's a CarMax near you, I'd suggest also getting a price from them. I have friends and relatives who didn't have time for CL (couldn't be home to meet prospective buyers) who had very good luck with CarMax.

Budget: Nope. I'm resisting. Not gonna do it. Not now.

LOL, yep, your aversion came through loud and clear earlier ("Ugh...90 days..."). Well, you have to do you, and since you're making progress, that's great. Doesn't have to be perfect.

I have to confess, though, that's it's a little frustrating for some of us other posters, because we love nothing better than to say "Stop spending money on cigarettes, alcohol, soda, desserts, vacations, books, movies, clothes, gifts,... until you're out of debt!" and, not knowing what you're spending on, we can't say any of that. :)
Given you've already done the "rice-and-beans" and "awesome defense," though, you're probably on top of all that anyway.

Note: there's a big difference between "spending history" (what you did in the past, and is just a matter of a couple of days with a pencil and paper) and "spending plan" (what you plan for the future - this takes longer as it requires prioritizing and scheduling; not to mention that it's also called a budget, a word that frankly freaks out a lot of people).
When your income-producing activities plateau, you'll have enough time and optimism to take a crack at the former. The latter can wait. Well, it'll have to (you can't create a spending plan without a spending history).
Print the post  

Announcements

UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.