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I max out both my 401k and my roth each year. The roth is not with vanguard(I use USAA for my roth) so I have to pay a big fee to make a trade on vanguard(each year I make the max contribution to the roth in 1 shot so I only have to pay the fee once. Should I start adding to the vanguard fund in my 401k and wait until the vanguard in my roth recovers then sell it off and buy something else in the roth while continuing to contribute to the vanguard in my 401k?
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