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I may not have more help, but how is "cash" figured? For instance I have two money market accounts (with separate number id's)in Vanguard that both use Vanguard Prime, one in taxable accounts and the other in a tax-deferred self-directed account.

Sometimes the proceeds in tax-deferred will transfer money/cash to the Prime in the taxable account, and vice versa. I've learned I have to watch how it is automatically downloaded to cash.

FWIW that's what I need to watch with Q 13.

RYR Home Fool
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