No. of Recommendations: 4
I must admit I'm not understanding the point that 2gifts is trying to make that a cosigned card is a better choice. Assuming a small card that is only for them, the only difference I know of is that it would be much harder to cancel the co-signed card if it turns out the child is not so responsible after all.

And in this particular case, adding her as an authorized user on a current card would seem the way to go -- just for the quicker result since she needs it ASAP. And then also go forward with whatever method seems best after that for learning to use credit responsibly.

Which to me means she should go ahead and get her own small card -- since I assume in college means she is over 18.
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