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I need to clear one thing up....

I plan to have at least $43000 in the bank to pay my loan off within the first 2 years (if I want to . Of course I'm dragging a car loan out....but you can't look at it thia way. There is good debt and bad debt. Since my house is payed for, don't you think it makes sense to consolidate? That's my question. Also, I always like to have liquid cash with a nice realized income...that's my goal. A great happy life all around.

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