No. of Recommendations: 1
I need to study the article and read more. This is FASCINATING and seems to be the missing piece. I don't quite yet understand Intercsts comments that it still boils down to 4%, but I am encouraged that this DOES seem to suggest that Dr. Bernstein may be way too pessimistic as 4% is the floor of safety and not 2%.

Thanks for answering that question and doing the analysis for me.

Yup, the market seems to be beating us up every day.
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