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I never imagined that someone would take the time to imprint the data onto a physical card, rather than just perform an online transaction.
Using my debit card was very convenient - no more ghosts of purchases past, but now I'm considering going back to my Amex. I still have cc debt but I do have empty cards now I can use. For cc fraud, you just speak to a CSR, but for debit fraud I had to walk into a branch just to sign a form after several phone calls. Silly and a waste of my time.
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